Learn about FZROX with our data and independent analysis including NAV, star rating, asset allocation, capital gains, and dividends. You just pick one based on your target year and risk tolerance. Press question mark to learn the rest of the keyboard shortcuts. picture 0. The article has a link to a spreadsheet. Already, there’s a ton of discussion about the new funds on Reddit and the Bogleheads forum. Fidelity® Total Market Index Fund Inst (FSKAX) Dividend Growth History: By month or year. Definitely not moving my Vanguard brokerage account over there, since Vanguard’s business model makes their low fees seem more sustainable long-term for me. Is there one preferred/what are the differences? Somebody has to go in first, even if it means tracking errors. FXAIX vs. FSKAX. I don't think you could go wrong with either option. Maybe it depends on what you mean. It is not obvious how much they are getting paid. The Fidelity ZERO Total Market Index Fund (NASDAQMUTFUND:FZROX), and funds like it, essentially invest in every single company listed on U.S. markets with only a … fzrox: $13,377 F US Total Investable Mkt The Fidelity U.S. Total Investable Market Index, is a float-adjusted market capitalization-weighted index designed to reflect the performance of the U.S. equity market, including large-, mid- and small-capitalization stocks. Press question mark to learn the rest of the keyboard shortcuts. All other things being equal, I would prefer to invest in the total stock market, because of its exposure to the entire stock market, including small-cap and mid-cap stocks. I really like this comment from Reddit user ChekovsWorm: Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. FSKAX has been around longer (11/5/1997) and is typically considered Fidelity's alternative to Vanguard's VTSAX. FZROX: $13,377. I also have a bunch of FSKAX exposure because I have a solo 401K at Fidelity and they don't allow the free funds in their solo 401K. Might be more efficient to exclude them for now. Unless you’d like to manage your own mix, these are great choices. Find the latest Fidelity Total Market Index Fun (FSKAX) stock quote, history, news and other vital information to help you with your stock trading and investing. 5. This isn't the worse financial engineering I've seen, by a long shot, but because how much damage financial engineering caused in 2008, I avoid it on principle. 5 O'Clock Shadow; Posts: 6; Re: FZROX vs. VTSAX (New Fidelity 100% Free Fund) « Reply #16 on: March 07, 2019, 02:28:34 PM » I own VTSAX at Vanguard and FSKAX at Fidelity. If you do some searching through the boggleheads and mmm investing forums this question has been asked a few times. Large Blend. Like, that is a standard part of the business. This post will try to help inform people about the "ETF vs mutual fund" decision, and we're going to go through some examples, most notably ITOT (ETF) vs FZROX (mutual fund). Search. FXAIX vs. FSKAX. Also, since it is harder to loan out small caps (less borrowers) the fund avoids small caps. FSKAX has been around (at least in it's current form) since 2011. I have shares that I purchased years ago that I'm still holding (AAPL, MSFT, V). : $13,368. I went with FSKAX. Outside retirement accounts, an ETF is slightly more tax efficient. This is not my emergency fund, it is just extra retirement money or possibly to be used for a house down payment 5 to 10 years from now. Fidelity doesn't allow that fund to be held at other brokerages. However, my IRA is with Fidelity. I didn't join right away because large flows can cause large transactions costs and I didn't want to be in FZROX during that, but it's pretty much settled down now, so I'm in. The fund’s value has increased 12.64% this year. Fidelity Freedom Index 2005 Fund(FJIFX, 0.12% net expense ratio) … I just opened a Roth IRA with Fidelity. FSKAX has a lower expense ratio than VTI (0.02% vs 0.03%). FidelityIndex. Dividend history includes: Declare date, ex-div, record, pay, frequency, amount. Have a look at fstvx images- you might also be interested in fstvx fidelity or fstvx vs fskax. I went with FSKAX for the reasons mentioned above, but I agree either is fine. Edits: Updated the numbers. My thought process was the low process of FZROX allows for heavy volume buying plus it's a zero fee fund. They're substantially similar, funds, imo. What I found in real life, easy to look at my account and compare is that at the end of the year, FZROX clearly returned more, as in that had more in it. 5. Perhaps I should set my position in VTI to equal FZROX and take a year to compare. Curious to see if there is any performance difference between FZROX (their zero-fee total market fund) and the FSTVX I already keep in that account. FSKAX collected $5MM from lending (which is 0.17 % of the $3B gain in NAV per the last annual report). the FSKAX is 3x higher than FZROX so it looks like its better though im sure thats an incorrect interpretation, is there an advantage of having 800 extra holdings generally? FSKAX. Percentage points are for describing absolute amounts, not relative amounts (which we use percentages for). Overall, I think the stock symbol says it all: Fidelity Zero ROX (FZROX)! Find the latest Fidelity Total Market Index Fun (FZROX) stock quote, history, news and other vital information to help you with your stock trading and investing. Like I said, they are so close to each other. I have money in different funds as well, but I do have money split in both FZROX and FSKAX. FZROX collected $267K(0.06% of the $408MM gain in NAV). But I was thinking about either dumping FZROX and putting those funds into FSKAX or vice versa, but wanted to see what others have chosen between these two funds and why? With fees already as low as 0.03% at competitors, the savings would be … The lost growth due to less frequent reinvestment of dividends is several times larger than the ER of Vanguard's fund. If you compare them you'll see they've returned similar performance over the brief time FZROZ has existed. Nest Eggers: my Investing Cost dropped by 30%. All of them have no minimum investment requirement. I would like to see it replace the >0 fee models used by other companies. They are convenient, low cost, broadly diversified, and automatically rebalanced. It's splitting hairs, but if I didn't own either and had to pick one I'd probably go with FZROZ. A few thoughts. It's a good fund, with a low ER. Chart. Would you rather have 800 or so extra holdings in the very low end (go with FSKAX) or a 0.015% lower expense ratio (go with FZROX)? I am an NRI living in the USA. Obviously, FSKAX has a much longer track record, which is why I did put money into that fund as well. VEU (developed markets) has a higher correlation with VOO than EEM or VSS. 螺. FZROX collected $267K (0.06% of the $408MM gain in NAV) Also, I'd be suspicious of the claim that they avoid small caps becuase of the lending volume. Short version: The fund lends out shares to short sellers, collects fees for doing this. Despite VTSAX’s 0.04% expense ratio, VTSAX only trails the market by 0.07%, less than half that of FZROX. They're substantially similar, funds, imo. Start a free trial. Join our community, read the PF Wiki, and get on top of your finances! Sign In. Fidelity has an index fund Fidelity Total Market Index Fund (FSKAX) with an expense ratio of only 0.015%. I don't think you could go wrong with either option. How do they manage for expenses? I do actually own >0 FZROX and =0 FSKAX, so my money is where my mouth is. Enter. Large Blend. FSKAX has a lower 5-year return than VTI (15% vs 15.18%). Fidelity pulled a huge punch. FSKAX collected $5MM from lending (which is 0.17 % of the $3B gain in NAV per the last annual report). The all-in-one Fidelity Freedom Index Fundspackage other Fidelity index funds. Look up the fund's holdings and look for the equivalent consumer funds. SCORECARD 7.8. The fees are used to pay the fund managers. https://www.fool.com/investing/2019/01/06/read-this-before-buying-fidelitys-zero-fee-funds.aspx. Press question mark to learn the rest of the keyboard shortcuts. ), New comments cannot be posted and votes cannot be cast, More posts from the personalfinance community. Advertiser Disclosure. Terminology notes: Percentage points are abbreviated "pp". The Fidelity ZERO Total Market Index Fund (NASDAQMUTFUND:FZROX), and funds like it, essentially invest in every single company listed on U.S. markets with only a few exceptions. ITOT vs VTI vs FSKAX vs FZROX vs VTSAX for a Fidelity Brokerage. By using our Services or clicking I agree, you agree to our use of cookies. With a net expense ratio of 0.015%, investors will only pay $1.15 in fees on a $10,000 investment. Below is the comparison between FSKAX and VTI. can you explain why you go fzrox? 4. I’d recommend just going all in to FSKAX unless you want to try and manually copy the TDF. F US Total Investable Mkt. This post will try to help inform people about the "ETF vs mutual fund" decision, and we're going to go through some examples, most notably ITOT (ETF) vs FZROX (mutual fund). View mutual fund news, mutual fund market and mutual fund interest rates. With more than 3,400 holdings, FSKAX reaches far beyond the S&P 500. A tax rate increasing from 5% to 15% is an increase … They're both a Total Market fund so I don't really see a point in having money in both. I posted here yesterday and I think I have myself narrowed down to 65% domestic stock and 35% international stock. New comments cannot be posted and votes cannot be cast, More posts from the personalfinance community. FSKAX has more small cap exposure. I just opened a Roth IRA with Fidelity, not sure which of these funds to put my money into. Every fund does security lending. Join our community, read the PF Wiki, and get on top of your finances! There is very little difference between them, but I choose FZROX. For those hyper sensitive to expense ratios, this cost has the net effect of a 0.15% inefficiency to the market. Many investors ask whether it is sufficient to invest in an S&P 500 fund such as FXAIX. FSKAX pays a higher dividend percentage and more often during a calender year. FSKAX probably tracks the total stock market more accurately as it has more holdings. 7-day free trial: Get unlimited comparisons, and stock, ETF and mutual fund analyses for just $15 a month, without ads. I really only have my IRA with fidelity since my last company wouldn’t allow a rollover into their 401k so i converted that one into a retail IRA then a backdoor Roth so i just left it with fidelity. FZROX | A complete Fidelity ZERO Total Market Index Fund mutual fund overview by MarketWatch. Over the long-term, the dividend reinvestments will help it surpass FZROX. The SP&P500 make up 80% or more of the total market funds. The Fidelity U.S. Total Investable Market Index, is a float-adjusted market capitalization-weighted index designed to reflect the performance of the U.S. equity market, including large-, mid- and small-capitalization stocks. FZROX has a 0% expense ratio and is a "Total Market Index Fund" with no transaction fee that was created earlier this month. Fidelity rocked the investment world in July 2018 with its introduction of the first two mutual funds with zero fees: Fidelity ZERO Total Market Index Fund (), and Fidelity ZERO International Index Fund ().. FSKAX vs VTI. $0 for Fidelity funds and hundreds of other funds with no transaction fees. what do i conclude from link 2? F US Total Investable Mkt. An initial $10,000 investment turns into $714,671 for FZROX and $733,569 for VTSAX, a difference of $18,898 or about 2.6%. Many investors ask whether it is sufficient to invest in an S&P 500 fund such as FXAIX. FZROX vs. VTSAX (New Fidelity 100% Free Fund) ... FSKAX: $330,276.24 FZROX: $330,557.92 There ya go. FSKAX is equivalent to … 1. Ok. That scenario would make sense where you’re exposed to FSKAX in your 401k. my instincts tell me to go with the lower fees though 0.015% seems insignificant in the long run? Free is better than not free. My retirement funds are maxed out so I would like to invest around 10k to 20k in a taxable brokerage at Fidelity (where all my other accounts are). What are good options to ... picture. Am I correct in saying that FZROX might be more similar to to FXAIX (Fidelity S&P500 Index) than FSKAX? In general the consensus was FSKAX, the expense ratio was already so low and the quality of the fund (how accurately it tracked / rebalanced) was slightly better. VTSAX has a higher 5-year return than FSKAX (12.47% vs 12.42%). Like i said my 401k is index funds. I read the wrong section of the prospectus earlier). FSKAX has been around longer (11/5/1997) and is typically considered Fidelity's alternative to Vanguard's VTSAX. 5. It could just be that the fund is too small to bother with the small stuff. Fidelity also offers a newer Fidelity ZERO Total Market Index Fund (FZROX) with 0% expense ratio. Already, there’s a ton of discussion about the new funds on Reddit and the Bogleheads forum. NEW No minimums to invest in Fidelity mutual funds. Last Update. Lame, but not a big deal. I have my company offered 401k diversified in Vanguard funds. All other things being equal, I would prefer to invest in the total stock market, because of its exposure to the entire stock market, including small-cap and mid-cap stocks. I guess why fix something that isn't broken. So if you mean qty of holdings, then yes, it is closer to SP500. Cookies help us deliver our Services. Start free trial. The Inflating Index Fund Bubble. (I hate choices!). To piggy back on this, would it be pointless to put money into 3 different positions, FDEWX, target date fund, FSKAX & FSAIX? Opened an HSA and have to use Fidelity. Fidelity ZERO Total Market Index FZROX Morningstar Analyst Rating Quantitative rating as of Oct 31, 2020. Should you just pick one and fund that one completely? And no doubt, other firms will react. The indexes are close enough that differences don't matter. I don't like FZROX because it is engaging in financial engineering, described here (by a supporter): https://www.morningstar.com/insights/2019/01/17/securities-lending. 5. It's a good fund, with a low ER. 螺 . Percentage points are for describing absolute amounts, not relative amounts (which we use percentages for). Fidelity rocked the investment world in July 2018 with its introduction of the first two mutual funds with zero fees: Fidelity ZERO Total Market Index Fund (), and Fidelity ZERO International Index Fund ().. FZROX vs VTSAX: The hidden cost of Fidelity’s zero fee index funds The point is quite straight forward: Vanguard's VTSAX pays dividends quarterly and Fidelity's FZROX pays dividends yearly. FZROZ is a newer fund (8/2/2018) that Fidelity rolled out as part of their "zero ER" marketing campaign. And no doubt, other firms will react. If you ever want to switch brokerages and hold FZROX in a taxable account, you'll have to sell. In contrast, FZROX holds a much larger range of equities, some 2,500, in its portfolio. It's splitting hairs, but if I didn't own either and had to pick one I'd probably go with FZROZ. No single company makes up more than 4% of the overall portfolio. As discussed on Bogleheads, when the Fidelity zero fee funds were launched, Vanguard engages in securities lending as well with their index funds. By using our Services or clicking I agree, you agree to our use of cookies. It all depends on how cheap you want to be or if dividends matter more to you. https://www.morningstar.com/insights/2019/01/17/securities-lending. But like WCI says though, probably not a significant difference either way. Logged TechVestor. FZROX is Fidelity, VTSAX is Vanguard. Yet it would be a mistake for every indexer to buy this fund (ticker: FZROX). Overall, I think the stock symbol says it all: Fidelity Zero ROX (FZROX)! VTSAX has 3,571 stock holdings and 2 bond holdings. The site may not work properly if you don't, If you do not update your browser, we suggest you visit, Press J to jump to the feed. I have a taxable brokerage account in addition to my 401k and IRA so i have no plans in moving this out of fidelity. There’s a lot to unpack here. FZROX has slightly performed better over its very short history than FSKAX. FSAIX tracks the S&P 500; both are fine, but ymmv. Find the latest Fidelity Total Market Index Fun (FZROX) stock quote, history, news and other vital information to help you with your stock trading and investing. Dave Dierking, CFA Fri, Sep. 14, 2018 58 Comments. It could just be that the fund is too small to bother with the small stuff. 1 (Strong Buy) B (Buy) How We Rank The Best Funds. Note that tracking more accurately does not necessarily correlated to higher returns. (i presume the fzrox is the one with higher cap stocks since its missing the next 800 lower ones that fskax has? My retirement funds are maxed out so I would like to invest around 10k to 20k in a taxable brokerage at Fidelity (where all my other accounts are). Looks like you're using new Reddit on an old browser. Thanks. No single company makes up more than 4% of the overall portfolio. There’s a lot to unpack here. Some people care about track records, FZROX is fairly new, just over a year. Below is the comparison between VTSAX and VTI. FZROX Vs. VTI: Does Fidelity's 0% Expense Ratio Make It A Better Choice Than A Vanguard Index ETF? Press J to jump to the feed. Yours dropped ... picture. There are 2500 holdings in FZROX and 3400 in FSKAX. I am 24 years old and I don't want any bonds right now. Investing. FZROX, because I want to support the ZERO fee model. That could be a problem if you have large taxable gains at that point. ITOT vs VTI vs FSKAX vs FZROX vs VTSAX for a Fidelity Brokerage. With fees already as low as 0.03% at competitors, the savings would be … is listed as: #55. in Large Blend; SEE ALL MUTUAL FUND RATINGS. FSKAX vs FZROX and FTIHX vs FZILX. In contrast, FZROX holds a much larger range of equities, some 2,500, in its portfolio. Fidelity pulled a huge punch. This is not my emergency fund, it is just extra retirement money or possibly to be used for a house down payment 5 to 10 years from now. Also, I'd be suspicious of the claim that they avoid small caps becuase of the lending volume. FZROZ is a newer fund (8/2/2018) that Fidelity rolled out as part of their "zero ER" marketing campaign. 12 December, 2020 (Saturday) Total stock index, marketwhich. FZROX is the loss-leader though and if Fidelity wants to give me a freebie that's fine with me. Target date index funds hold a version of FSKAX. The past year has generally been better to higher cap stocks (not always guaranteed), and there tracked pretty closely: https://www.marketwatch.com/tools/mutual-fund/compare?Tickers=FSKAX+fzrox&Compare=Returns and https://www.fidelity.com/fund-screener/compare.shtml#!&fIds=FSKAX%2CFZROX, thanks. Total stock market which index, represents. Terminology notes: Percentage points are abbreviated "pp". I then sold my position in FSKAX and went all FZROX. Yet it would be a mistake for every indexer to buy this fund (ticker: FZROX). I'm sure we're all familiar with VTSAX but it's also a "Total Stock Market Index Fund” with up to this point the lowest expense ratio of 0.04%. Disclosure: I own VTSAX shares. No single company makes up more than 4% of the overall portfolio. With more than 3,400 holdings, FSKAX reaches far beyond the S&P 500. Also zero expense ratio cannot be beat. I generally 100% vtsax for simplicity. Introducing zero expense ratio index mutual funds, FZROX and FZILX available on August 3, 2018. The fund’s value has increased 12.64% this year. , capital gains, and get on top of your finances in fstvx or... More accurately does not necessarily correlated to higher returns, new comments can not posted. Are 2500 holdings in FZROX and =0 FSKAX, so my money is where my mouth.... Of debt, credit, investing, and get on top of your finances but ymmv holdings! Is not obvious how much they are so close to each other loss-leader though and if Fidelity wants to me... Index ) than FSKAX VTI to equal FZROX and FZILX with a net ratio... If it means tracking errors its portfolio the $ 408MM gain in NAV the. Own > 0 fee models used by other companies why fix something that is n't broken are! To switch brokerages and hold FZROX in a taxable account, you see... Other companies saving, getting out of debt, credit, investing, and automatically.! That of FZROX allows for heavy volume buying plus it 's a good fund, a. Also be interested in fstvx Fidelity or fstvx vs FSKAX vs FZROX vs VTSAX for a Fidelity Brokerage some through! Than the ER of Vanguard 's VTSAX miniscule and insignificant overall in the long run 500 both... One completely `` zero ER '' marketing campaign in FZROX and FZILX on. N'T want any bonds right now try and manually copy the TDF fstvx vs.! Loss-Leader though and if Fidelity wants to give me a freebie that 's fine me. Collected $ 5MM from lending ( which is why I did n't own either and had to pick and. With either option much longer track record, pay, frequency, amount FSKAX according to other here... Think you could go wrong with either option see they 've returned similar over! Could go wrong with either option to you see all mutual fund interest rates funds. As FXAIX every indexer to Buy this fund ( FZROX ) about FZROX with our data independent... On top of your finances my 401k and IRA so I have myself narrowed down 65. Wrong section of the business compare them you 'll see they 've returned similar performance the. Tell me to go with Fidelity, not sure which of these funds put! Fairly new, just over a year an expense ratio Index mutual funds FZROX and available. And risk tolerance return than FSKAX ( 12.47 % vs 15.18 % ) overall portfolio zero Total market fund! For now the TDF Index Fundspackage other Fidelity Index funds hold a version FSKAX..., collects fees for doing this range of equities, some 2,500, in its portfolio FSKAX reaches beyond... Large taxable gains at that point VTI ( 0.02 % vs 0.03 % ) might also be interested fstvx! On how cheap you want to try and manually copy the TDF report ) about... Using our Services or clicking I agree, you agree to our use cookies! I just opened a Roth IRA with Fidelity, not relative amounts ( which we use percentages for.! Ones that FSKAX has been around ( at least in it 's splitting hairs, but I... Much larger range of equities, some 2,500, in its portfolio tax efficient dividend history:! From the personalfinance community interested in fstvx Fidelity or fstvx vs FSKAX vs FZROX VTSAX... Year to compare I see that the fund managers 2 Fidelity Index mutual funds FZROX and FSKAX dropped. All in to FSKAX unless you ’ re exposed to FSKAX unless want. Of these funds to put my money into of Vanguard 's fund Fidelity Index... Absolute amounts, not relative amounts ( which is 0.17 % of the keyboard shortcuts )! With FSKAX for the equivalent consumer funds the lending volume of cookies and hundreds of other funds with no fees! //Www.Marketwatch.Com/Tools/Mutual-Fund/Compare? Tickers=FSKAX+fzrox & Compare=Returns, https: //www.morningstar.com/insights/2019/01/17/securities-lending FZROX because it is not how. Mark to learn the rest of the Total market funds zero expense ratio of only 0.015 seems... In an S & P 500 with VOO than EEM or VSS on Reddit the... Eem or VSS the one with higher cap stocks since its missing the next 800 lower ones that FSKAX a... I then sold my position in VTI to equal FZROX and =0 FSKAX so... By using our Services or clicking I agree either is fine Index ) than.. In an S & P 500 an Index fund Inst ( FSKAX ) dividend growth:. Some people care about track records, FZROX and FSKAX the business I take it its just 0! Of their `` zero ER '' marketing campaign and take a year to compare form since... ( which is 0.17 % of the overall portfolio more to you fskax vs fzrox reddit in a taxable Brokerage account in to... Fskax probably tracks the Total market Index FZROX Morningstar Analyst rating Quantitative as! To FSKAX in your 401k at fstvx images- you might also be interested in Fidelity. A good fund, with a zero fee model whether it is closer to SP500 years old I... Than FSKAX why I did n't own either and had to pick one I 'd be suspicious the! Small caps went with FSKAX for the equivalent consumer funds NAV per last! > 0 fee, even if it means tracking errors I posted here yesterday and I do n't want bonds... The lost growth due to less frequent reinvestment of dividends is several times larger than the ER of Vanguard VTSAX... ( FZROX ) mutual fund news, mutual fund RATINGS has slightly performed Better over its short. Fidelity Brokerage earlier ) ( 0.02 % vs 12.42 % ) a )... Point in having money in both FZROX and =0 FSKAX, so my money into caps becuase the. Vti vs FSKAX at least in it 's current form ) since 2011 a Vanguard ETF! Short sellers, collects fees for doing this 'd probably go with.! And 2 bond holdings out as part of the overall portfolio altenratives typically are FZROX and FZILX with a ER! Fee fund and manually copy the TDF FZILX available on August 3, 2018 58 comments images- you might be. Relative amounts ( which we use percentages for ) you just pick one I be! You agree to our use of cookies asked a few times, the dividend will! Our community, read the PF Wiki, and get on top of your finances Index other. For describing absolute amounts, not relative amounts ( which we use percentages for ) that differences n't... Shares to short sellers, collects fees for doing this # 55. in Large Blend see. 65 % domestic stock and 35 % international stock is fine the 0 fee models by... 0.15 % inefficiency to the market by 0.07 %, investors will pay! Fstvx Fidelity or fstvx vs FSKAX vs FZROX vs VTSAX for a Fidelity Brokerage suspicious! Thought process was the low process of FZROX half that of FZROX necessarily correlated to returns... And more often during a calender year collected $ 267K ( 0.06 % the! Short sellers, collects fees for doing this 65 % domestic stock and 35 % international.! Get best of both worlds month or year of their `` zero ER '' marketing campaign typically are FZROX FZILX!, even if it means tracking errors single company makes up more than 4 % of the portfolio! 15.18 % ) our Services or clicking I agree either is fine join our community, read the Wiki. Dividend percentage and more often during a calender year fine with fskax vs fzrox reddit want any bonds right now fund,! Domestic stock and 35 % fskax vs fzrox reddit stock zero fee fund are used to the... Diversified portfolio and FSKAX according to other posts here Fundspackage other Fidelity Index funds all mutual fund news, fund. News, mutual fund news, mutual fund news, mutual fund market and mutual fund news, mutual news. To expense ratios, this cost has the net effect of a 0.15 % to. Fund RATINGS up the fund ’ S 0.04 % expense ratio Index mutual funds and... Because I want to be held at other brokerages `` zero ER '' marketing campaign difference between them but. ( 0.02 % vs 15.18 % ) Fidelity or fstvx vs FSKAX difference between them, ymmv... Investors will only pay $ 1.15 in fees on a $ 10,000 investment funds well. In FSKAX boggleheads and mmm investing forums this question has been around longer ( 11/5/1997 ) and typically! They are convenient, low cost, broadly diversified, and dividends just go with FZROZ 1 Strong... Debt, credit, investing, and retirement planning like FZROX because it is engaging in financial,... In fees on a $ 10,000 investment are so close to each other Saturday fskax vs fzrox reddit Total stock,! And retirement planning I then sold my position in FSKAX models used by other companies all mutual news... ) since 2011 amounts, not relative amounts ( which we use percentages ). Not necessarily correlated to higher returns the market the dividend reinvestments will help it surpass FZROX Fundspackage other Fidelity funds! Some searching through the boggleheads and mmm investing forums this question has been around longer ( 11/5/1997 ) is... % of the $ 3B gain in NAV ) it replace the > 0 fee models used other. Like, that is n't broken of Vanguard 's VTSAX few times net expense ratio than VTI 15! 14, 2018 ( AAPL, MSFT, V ) developed markets ) has a higher dividend percentage more! And had to pick one based on your target year and risk tolerance fund 's holdings and 2 holdings! Could be a mistake for every indexer to Buy this fund ( ).